# FICO (Fair Isaac Corporation)

> Publicly sourced profile assembled by Optimly, in the Optimly AI Brand Index. Last refreshed 2026-10-04.

- **Business Profile:** https://optimly.ai/brand/fico
- **Dataset:** https://optimly.ai/brand/fico.json
- **Markdown:** https://optimly.ai/brand/fico/llms.txt
- **Official website:** https://fico.com
- **Slug:** fico
- **Categories:** ai-machine-learning, cybersecurity, data-analytics-business-intelligence

## Overview

- **Tagline:** Deep integration into the U.S. secondary mortgage market and nearly 70 years of proprietary predictive modeling intellectual property.
Source: Brand's website (https://fico.com) · 2026-10-04

- **Description:** Fair Isaac Corporation (FICO) is a leading data analytics company focused on helping businesses make data-driven decisions. It is most recognized for the FICO Score, a standard measure of consumer credit risk in the United States, but also provides enterprise software for fraud detection, debt collection, and customer management.
Source: Brand's website (https://fico.com) · 2026-10-04

## Offerings

- **Core capabilities:**
  - FICO Score
  - FICO Platform
  - Falcon Fraud Manager
  - Xpress Optimization
  - Decision Management Suite
Source: Brand's website (https://fico.com) · 2026-10-04

- **Pricing:** Usage-based (per score) and Enterprise/Custom (software licenses)
Source: Brand's website (https://fico.com) · 2026-10-04

## Audience

- **Target industry:** Banking, Insurance, Retail, Government, Consumers
Source: Brand's website (https://fico.com) · 2026-10-04

## Landscape

- **Competitors:**
  - VantageScore Solutions
  - Experian Decision Analytics
  - Equifax Workforce Solutions
  - SAS Institute
Source: Brand's website (https://fico.com) · 2026-10-04

Page last updated 2026-10-17.