# Fair Isaac Corporation (FICO)

> Publicly sourced profile assembled by Optimly, in the Optimly AI Brand Index. Last refreshed 2026-10-04.

- **Business Profile:** https://optimly.ai/brand/fair-isaac-corporation-fico
- **Dataset:** https://optimly.ai/brand/fair-isaac-corporation-fico.json
- **Markdown:** https://optimly.ai/brand/fair-isaac-corporation-fico/llms.txt
- **Official website:** https://fico.com
- **Slug:** fair-isaac-corporation-fico
- **Categories:** ai-machine-learning, cybersecurity, data-analytics-business-intelligence

## Overview

- **Tagline:** FICO is the unique holder of the industry-standard credit score used in 90% of U.S. lending decisions, creating an unparalleled data network effect.
Source: Brand's website (https://fico.com) · 2026-10-04

- **Description:** Fair Isaac Corporation (FICO) is a leading analytics software company that provides products and services that help businesses automate, improve, and connect decisions. It is best known for producing the FICO Score, the standard measure of consumer credit risk in the United States.
Source: Brand's website (https://fico.com) · 2026-10-04

## Offerings

- **Core capabilities:**
  - FICO Scores
  - FICO Platform (Decision Management)
  - Falcon Fraud Manager
  - Xpress Optimization Software.
Source: Brand's website (https://fico.com) · 2026-10-04

- **Pricing:** Usage-based (for scores) and Enterprise/Subscription (for software).
Source: Brand's website (https://fico.com) · 2026-10-04

## Audience

- **Target industry:** Financial services, retail, telecommunications, insurance, and healthcare.
Source: Brand's website (https://fico.com) · 2026-10-04

## Landscape

- **Competitors:**
  - Experian
  - Equifax
  - TransUnion
  - SAS Institute
  - Upstart
Source: Brand's website (https://fico.com) · 2026-10-04

Page last updated 2026-10-17.