# CreditVidya

> Publicly sourced profile assembled by Optimly, in the Optimly AI Brand Index. Last refreshed 2026-10-04.

- **Business Profile:** https://optimly.ai/brand/creditvidya
- **Dataset:** https://optimly.ai/brand/creditvidya.json
- **Markdown:** https://optimly.ai/brand/creditvidya/llms.txt
- **Official website:** https://creditvidya.com
- **Slug:** creditvidya
- **Categories:** ai-machine-learning, data-analytics-business-intelligence, finance-accounting-software

## Overview

- **Tagline:** Leverages non-traditional big data to profitably underwrite 'invisible' borrowers that traditional credit bureaus cannot score.
Source: Brand's website (https://creditvidya.com) · 2026-10-04

- **Description:** CreditVidya is a financial technology company that provides B2B AI and big data solutions for credit underwriting. The company specializes in helping institutional lenders assess the creditworthiness of first-time and 'thin-file' borrowers who lack traditional credit histories.
Source: Brand's website (https://creditvidya.com) · 2026-10-04

## Offerings

- **Core capabilities:**
  - AI Underwriting Engine (EVE)
  - Alternative Credit Scoring
  - Digital Onboarding Solutions
Source: Brand's website (https://creditvidya.com) · 2026-10-04

- **Pricing:** Enterprise/Custom
Source: Brand's website (https://creditvidya.com) · 2026-10-04

## Audience

- **Target industry:** Banks, NBFCs (Non-Banking Financial Companies), Digital Lenders, Fintechs
Source: Brand's website (https://creditvidya.com) · 2026-10-04

## Landscape

- **Competitors:**
  - Scienaptic AI India
  - Tala (B2B API)
  - Trusting Social
  - CIBIL (TransUnion)
Source: Brand's website (https://creditvidya.com) · 2026-10-04

Page last updated 2026-10-17.